How to Apply for Ayushman Bharat Card Online? Eligibility, Benefits & Download

Healthcare is most important for everyone, but not everyone can afford it. To solve this problem, the Indian Government started the Ayushman Bharat scheme on 23 September 2018. This Scheme helps poor and middle-class families get free treatment in government and Privet hospitals without worrying about hospital bill.

Ayushman Bharat has two main parts:

1. Pradhan Mantri Jan Arogya Yojana (PMJAY): Provides free health insurance up to Rs. 5,00,000/- per family.
2. Ayushman Bharat Digital Mission (ABDM): It is Creates a digital health ID to store medical records online.

Let’s understand how this scheme works and how it benefits cores of people.

What is Ayushman Bharat?

Ayushman Bharat is a government health scheme that gives free medical treatment to poor and middle-class families in India. It is one of the largest health insurance programs in the world, helping people get good healthcare without paying hospital bill within ₹5 lakh rupees.

Pradhan Mantri Jan Arogya Yojana (PMJAY)

This part of Ayushman Bharat provides free medical insurance of ₹5 lakh per family per year. Its key benefits include:

• Cashless Treatment: Free treatment in private and government hospitals.
• No Limit on Family Size: Covers all family members, who have eligible family.
• Covers Pre-Existing Diseases: Even old illnesses are also included.
• Hospital Expenses Covered: Includes doctor fees, operations, ICU charges, and medical tests.

Ayushman Bharat Digital Mission (ABDM)

This digital mission makes medical services more efficient. Its key features include:

• ABHA (Ayushman Bharat Health Account) ID: A digital health ID to store patient medical history in online.
• Easily Share Health Records: Doctors can access patients past medical reports in digitally.
• Telemedicine & Online Pharmacies: Helps patients consult doctors and buy medicines online.

Who Can Get Ayushman Bharat Benefits?

This scheme is for low-income families listed in the Socio-Economic Caste Census (SECC). Eligible groups include:

• Poor and lower-middle-class families.
• Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBC) groups.
• Families identified in the SECC database.

To check if you are eligible, visit https://pmjay.gov.in and enter your mobile number.

How to Apply for Ayushman Bharat?

Here is a step-by-step guide to applying for Ayushman Bharat Health Account (ABHA) using the official web portal.

Step 1: Open the Registration Link

Click on or copy-paste the following link into your web browser:
🔗 ABHA Registration Portal

Step 2: Choose Your Registration Method

On the registration page, you will see multiple options to create your ABHA ID (Ayushman Bharat Health Account). You can choose any one which is easy to you for register:

1. Aadhaar Card
2. Driving License (Only for generating an Enrolment Number)
3. Mobile Number (linked with Aadhaar)

Note: Aadhaar-based registration is the easiest and quickest method.

Step 3: Enter Aadhaar Number

• If you choose Aadhaar, enter your 12-digit Aadhaar Number and click on “I Agree” to give consent.
• Click on “Next” to proceed.

Step 4: Verify with OTP

• You will receive a Aadhaar Six digits OTP on your Aadhaar linked mobile number.
• Enter that OTP in the given box and then click “Submit”.

Step 5: Fill in Personal Details

After Aadhaar verification, the system will auto-fill some your details. Verify and complete the following:
✔ Full Name
✔ Date of Birth
✔ Gender
✔ Mobile Number
✔ Email ID (Optional)

Click on “Next” after entering the details.

Step 6: Create ABHA Number

• The system will generate a 14-digit ABHA Number.
• You may also create a username (ABHA Address) for easy login in the future.

Step 7: Download and Save Your ABHA ID

• Once successfully registered, you can download the ABHA Card.
• Save that ABHA Number and QR Code for future use.

Step 8: Link to Ayushman Bharat Benefits (Optional)

• If eligible for Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY), you can link your ABHA ID to avail free medical benefits at empanelled hospitals.

How to Download Ayushman Bharat Card?

Downloading your Ayushman Bharat card is easy. Follow these steps:

Step 1: Visit the Official Website

• Go to https://pmjay.gov.in.

Step 2: Log in

• Click on ‘Beneficiary Login’.
• Enter your registered mobile number and verify using OTP.

Step 3: Search for Your Ayushman Bharat Card

• Click on ‘Download Ayushman Card’.
• Enter your Aadhaar number or mobile number.

Step 4: Download and Save the Card

• Your Ayushman Bharat card will be displayed.
• Click ‘Download’ and save it as a PDF.

Step 5: Print and Use

• Take a printout of the Ayushman Bharat e-card.
• Show it at hospitals to get free treatment as per guidelines.

Interesting Facts About Ayushman Bharat

Here are some key numbers that show the impact of Ayushman Bharat:

Category	Data (Approximate)
Beneficiaries Covered	Over 50 crore people
Annual Health Coverage	₹5 lakh per family
Empaneled Hospitals	Over 24,000 hospitals
Treatments Covered	1,500+ medical procedures
Total Treatments Provided	Over 5 crore treatments
States/UTs Implementing	All 36 states & UTs
Digital Health IDs Created	Over 20 crore ABHA IDs

Benefits of Ayushman Bharat

• Saves Money: Covers hospital expenses for poor and middle-class families.
• No Need to Pay for Treatment: Free medical care in registered hospitals.
• Better Healthcare: More hospitals and better facilities for treatment.
• Encourages Private Hospitals to Help: Private hospitals also provide free treatment.

Conclusion

Ayushman Bharat is making healthcare affordable and accessible for millions of Indians. With PMJAY covering free hospital treatments and ABDM making digital health records easy to use, it is changing the way healthcare works in India.

If you haven’t checked your eligibility yet, visit https://abdm.gov.in today and secure free healthcare for your family!

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